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We’ve had a few discussions on spring cleaning here at Organized Families, and we pretty much all agree it’s not the most enjoyable task in the world. Nevertheless, it’s pretty much a necessity in order to get your house cleaned and de-cluttered. In addition to that yearly task, just keeping your house clean and free from junk is an ongoing concern for all families looking to get their families organized and household in order.
A lot of families like to tackle these chores themselves, but it can lead to a lot of stress and anxiety. In fact, sometimes it’s nice just to have some professionals get the job done right so you can focus on other more important parts of your family life. It’s a popular misconception that finding someone to clean your house or fix things for you is a time-consuming chore. However, a recent survey shows that although most people think it will take an hour or more to find and book a maid to clean your house, it actually can take less than a minute if you use the right service.
The folks at Handybook home cleaning can help take the stress out of both cleaning your home, but of also finding the right service for the job, be it cleaning your house of finding a handyman. You simply fill out your zip code and the service you need and you’re on your way to less stress and a clean home.
The online booking system is super easy to use and the platform is secure and confidential. The service providers are thoroughly vetted so you can be sure you’re going to have a reliable company with high standards provide the work. The process is simple from beginning to end, and what’s best, you get to stop worrying about working through a never ending spring cleaning checklist and let a reliable professional get the job done right.
Although the economy has certainly been in the dumps these past few years, all the news is not completely bad. Consider one of the very few consequences of this recession that are actually favorable to a homeowner–the ability to refinance your mortgage. Due to falling interest rates, the simple fact is that refinancing can save you money and help you get a little relief with your finances.
For the past couple of months, interest rates on new mortgages as well as refinancing continue to sink lower and lower. If you’ve been waiting to refinance, or if you had really not considered it yet, now might be a great time to do so. You can run some numbers through a mortgage calculator and figure out just how much money you can save. You’ll probably be surprised to see a couple hundred dollar savings a month or more, depending on your current loan rate and mortgage balance.
Clearly part of organizing your family includes getting your finances in the best shape possible. This obviously includes a detailed budget so you understand exactly where your money goes and how to best allocate your resources in the best way possible for your family. Once you’ve done this, you should definitely lay out where you can save money on either unnecessary expenses or those for which you’re overpaying.
The amount you pay for your home mortgage is likely your largest expense and quite possibly the best place to shave off a big chunk of your monthly expenses. It might take a little effort to get your paperwork together and apply for a refinance, but you’ll probably be happy you did so. Low interest rates like the ones we’re seeing lately won’t last forever. In a few years when rates are much higher you’ll certainly be proud you took the time to lock in a rate that is so low.
Your closets, of all places, seem to be in continual need of care and attention. Getting organized here is not always that easy to do for a number of reasons.
Generally, we have an easier time buying new clothes and putting them up in the closet than going through our old ones and throwing them out. It’s amazing how attached we can become to an old shirt we haven’t worn for years. Or perhaps you think that someday you’ll fit into those old jeans you looked so great in when you were 20.
The closet also usually has the advantage of a closed door to hide the mess and clutter. If your friends or family stop by for a quick visit it’s easier to just throw your things under the bed or into the closet to worry about later. Unfortunately, it’s not always to easy to go back and straighten up the mess. Out of sight, out of mind, right?
This is really an unfortunate way to treat your space, especially when there are closet organizers available that will allow you to completely redefine the storage for your clothes and shoes. You can then create a space that you can really be proud of, and you might even rediscover some clothes you forgot you had!
The first step to really get you started is to be honest with yourself about what you truly need to keep. This de-cluttering process can be quite liberating after you’ve eliminating a lot of the excess stuff that’s crowding you out of your closet. Don’t be afraid to throw out that 10-year-old sweater just because it cost you $100 on an impulse buy. If you haven’t worn it in a few years you likely won’t anytime soon. Pass it along to someone else you know who might like it or donate to your local charity.
Next, seriously considering getting some professional help from a company like California Closets. You can get a design consultation from someone who is trained to help you develop an organization setup that is custom to your specific space and needs. If you have a terrific new layout that completely fits your situation and looks great, you’ll likely have a much easier time keeping it clean and organized.
Getting your family organized almost always includes finding an effective way to get homework completed and turned in. For large families, sometimes this includes working on several projects at the same time at varying skill levels.
As your child gets older you might even find yourself struggling to remember some of your math and history facts. In other cases, your child might not respond as well to your help. He or she perhaps works better with a trained teacher or tutor.
If this is the case, you might have to face the fact that your child could use either a tutor in your area or you could try to find a qualified tutor online.
Consider a site like Tutorhub.com where your child can get help with homework by asking questions from trained tutors and you only have to pay for the actual time you need help. You can choose the tutor that is most appropriate for your situation and get a face-to-face type experience online using the tools your child is already comfortable using.
Getting a family organized and effectively managing your day doesn’t have to be an unnerving and stressful ordeal. With a lot of tools and checklists we have here as well as the resources available online, you can easily get your household under control.
Organizing your family requires more than just clever planning a organized lists. Sometimes you have to spend a little money and that just might require the use of a credit card. Now credit cards can be a mixed blessing, but used wisely there’s no reason you shouldn’t have the best one for your particular financial situation in your wallet. One of the best ways to find a good card is to use a thorough comparison site, and you can do so by comparing credit cards at sunrisefinance.com.
There is certainly no ONE card to suit everyone’s needs, but it is possible to find a great card to suit your specific needs. At SunriseFinance.com you can choose different and assorted criteria based on factors that are more important to you and reflect your current financial position and future goals.
Here are some different choices that might be important to you and are able to be selected from the comparison site:
Interest Rate ~ If you really want a low APR because you link you might be carrying a balance on your card for awhile, you want to get one with a good interest rate. A lot of the cards here offer a very low, 0% initial APR and a low ongoing rate to carry you forward with your balance.
Rewards ~ Perhaps you’re more concerned with getting a little something back from your purchases in the form of cash rewards, points, airline miles or other incentives. This can be very important if you use your card to make a lot of your purchases, and those rewards you accrue can really pay off in the end.
Business Card ~ You might be on the hunt for a good business card. It’s a great idea, especially for sole proprietors, to keep your business expenses separate from personal ones and an easy way to accomplish this is with a Business Credit Card.
Balance Transfers ~ Sometimes you can get kind of stuck in a rut with an old card and a good way to really jump start paying down your balance is to transfer it to a new card. You’ll almost always get a nice incentive to do so in the form of a low initial rate and ideally a lower ongoing rate than your old card.
All of these options are available at SunriseFinance.com using their handy comparison tool as well as a few more like selecting your specific credit score range. Spend a bit of time there and see if you can find a new card to meet your needs.
Post brought to you from your friends at SunriseFinance.com.